Times, They Are A-Changin'

My ankle is not fine, but substantially better than it was.  It appears that it is definitely not broken, and the ligament is attached where it should be, more or less.  Thanks for the concern, but all I need now is physical therapy and a new hobby.

Rates are creeping slowly back up.  Nothing spectacular.  No major moves to report.  Everyone is pretty much holding their breath for the Fed meeting next week.

A new study of home values shows that the Salt Lake area is approximately fairly priced.  This is in contrast to places in California or Florida where the values of the properties are less than 65% what was paid for them.  As long as the economy continues to be fairly strong, that shouldn't be too large of a problem, though again, let me emphasize that broad-market health doesn't tell us anything about your house in particular.  Similarly, a bad market nationwide has no relevance to whether you make a packet on your home personally.  Good economic news doesn't relieve you of your suty to do your homework, and doesn't make professional assistance any less important.

That's why we're here.  The Chris Jones Group is interested in you making the most of your money.  We routinely tell clients not to do loans, or to do them differently, because it's not in their best interests to proceed down the path where we get paid right now.  But that only makes for happier clients and we know that happiness translates in to the love.  We are all about the love.  Well, and the money.  But our money comes from your money, and if you don't do well, neither do we.  So it's all the same.

Some serious changes are coming to the Group, by the way.  We're considering several changes to our business model, some of them cosmetic, but many of them systemic, and all of them meant to deliver better and better service to our clients.  We're not doing well enough yet.  We need to do better.  We are committed to doing so.

Yeah, we're keeping the blog. :-)